Brokers get transparent quotes faster with InsureLab
Specialty Insurance Reimagined
InsureLab is an AI-powered MGA specializing in D&O insurance. We underwrite, price, and bind policies for carriers, using AI to deliver faster decisions and boost profitability
Is this for you?
Who needs D&O coverage?
It’s a common myth that only public companies need D&O coverage. In reality, businesses of all types—public, private, or non-profit—face litigation risks.
D&O insurance is essential for:
Businesses with corporate boards or advisory committees.
Startups and small businesses with fewer assets, which may be more vulnerable to lawsuits.
Non-profit organizations that rely on volunteer leadership.
Even without posting multi-million-dollar revenues, your company and its leadership can still face costly legal challenges. Protecting your directors, officers, and your company is not just smart—it’s critical.
Our Approach
How we assess D&O Risks
Why choose us
Why InsureLab?
InsureLab is transforming how brokers and carriers approach niche insurance lines like Directors and Officers (D&O). Here’s why we’re different:
AI-Powered Precision
Our advanced AI technology streamlines underwriting by automating manual tasks, enhancing risk selection, and delivering faster, more reliable quotes.
1
Tailored for Brokers
We design our processes with brokers in mind, offering fast quotes and accessible coverage options that help you serve your clients more efficiently and win more business
2
Transparent Communication
Say goodbye to black boxes. We prioritize clear, open communication, providing real-time updates and ensuring brokers always know where they stand in the process.
3
Expertise
We focus on specialized lines like D&O insurance, combining deep industry knowledge with AI-driven insights to deliver smarter, more profitable solutions for all stakeholders.
4
Research
Hear what Brokers & Underwriters are saying
" One of the toughest parts of underwriting is balancing speed with accuracy. If we can get risk assessments done faster without sacrificing quality, it’s a win for everyone—carriers, brokers, and insureds." "
David Wilson
Chief Underwriting Officer
" When I’m trying to place a tricky D&O risk, what matters most is a quick turnaround and clear communication. It’s frustrating when submissions get stuck in limbo for days. "
Emily Johnson
Insurance Broker
" We always talk about managing capacity effectively, but it really comes down to having partners who understand the risks and don’t overcomplicate things. Simplicity and focus make a huge difference. "
Michael Lee
Underwriting Manager
" AI and the insurance industry are moving faster than ever, and underwriting has to keep up. Partners that help streamline the process are no longer optional—they’re essential. "
Sarah Davis
VP, Underwriting
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